Once upon a time, we had been able to afford our own health insurance as freelancers, but it kept edging up toward "impossible," then the publisher went bust and it was impossible, and thus the day-job.

If there was any way I could afford to pay for health insurance out of our freelance pocket, I'd be outta there like a shot, poorly as it reflects upon me to say so.

*whispers: soon, soon, soon, soon. . .*