Health Insurance: We don't need no stinkin' health insurance

I preface this by saying that I have health insurance. I have it at the price of stories that will never be written and by working a day-job with which I share, at best, an uneasy truce. The health insurance recently saved Steve's life. Without it, we could not, we could never have afforded the roughly $110,000 billed to date for his heart-related condition. The more than $22,000 associated with his week-long hospitalization for pneumonia in October of last year would have already wiped us out.

Edited to add:  The state of Maine puts out a nice, comprehensive consumer guide to individual health care available to Maine citizens. 


Originally posted by ladyqkat at Dear GOP - the collective you are an Idiot

Content originally seen in this post by ramblin_phyl  and in this post by suricattus 

There is a move afoot in the nation -driven by the GOP - to repeal the new health care laws, to protect corporate interests, to defend against fear-mongering (and stupid) cries of "socialism!", and to ensure that people are forced to choose between keeping a roof over their heads or getting necessary health care.

This movement is killing people.

Think I'm overstating the fact?

Ask the friends and family of writer/reviewer Melissa Mia Hall, who died of a heart attack last week because she was so terrified of medical bills, she didn't go see a doctor who could have saved her life.

From another writer friend: One person. Not the only one. That could have been me. Yeah, I have access to insurance -- I live in New York City, which is freelancer-friendly, and have access to freelancer advocacy groups. Through them, I can pay over $400/month ($5,760/year) as a single, healthy woman, so that if I go to the hospital I'm not driven to bankruptcy. But a doctor's appointment - a routine physical - can still cost me several hundred dollars each visit. So unless something's terribly wrong? I won't go.

My husband worked for the government for 30 years. We have government employee (retired) insurance. It is the only thing of value he took away from that job. His pension is pitiful. He still works part time. My writing income has diminished drastically. Our combined income is now less than what it was before T retired fifteen years ago. Inflation has diminished it further. In the last 30 days I have racked up over $8000 in medical bills for tests and the beginning of treatment. Our co-pay is 20% after the deductible. And there is more to come. Our savings are already gone. I have the gold standard of insurance and I still can't pay all the medical bills.

Another friend lost her insurance when her husband lost his job. She couldn't afford medication and ended up bed ridden for three months at the end of over a year of no job and therefore no insurance until he found work again.

It's our responsibility. All of us, together. As a nation.

EtA: Nobody is trying to put insurance companies out of business. They will always be able to offer a better plan for a premium. We simply want to ensure that every citizen - from infant to senior citizen - doesn't have to choose between medical care, and keeping a roof over their heads, or having enough to eat.

We're trying to get this to go viral. Pass it along.