Here's a fun game

Wednesday, May 18th, 2011 09:53 am
rolanni: (Default)
[personal profile] rolanni
Go here: http://www.anthem.com/health-insurance/plans-and-benefits/health-insurance-plan/ME

Click the blue button on the upper right corner that says Compare Quote Apply Online

Cancel the pop-up demanding a password; you don't need a password for this.

Fill in the form: zipcode is 04901 county is Kennebec Your applicant is male or female born on some date that you find felicitous in 1952. Your spouse is male or female, natal day sometime in 1950. No children. Hit the orange button at the bottom of the form that says Get A Quote.

Note that the rates you will receive on the next page will change (i.e. Go UP) on June 30.

Take a look at the offerings. Play with the drop-down boxes. Have a ball.

Note that Anthem is THE health insurance provider for individual policies in the state of Maine, unless you count the semi-scam MEGAhealth. Dirigo Health Care (created by the former governor of Maine to provide...more affordable... health insurance to individual and small (as in one or two or ten person) businesses), is in the process of being dismantled by Mayor LePage, so is no longer an option -- not that it ever was much of an option, as byzantine as its payment system was.

Now! Who wants to take the side that the insurance industry isn't freaking outta control?

Date: 2011-05-19 12:23 am (UTC)
From: [identity profile] kinzel.livejournal.com
There are *not* many umbrella organizations with coverage in Maine.

Date: 2011-05-19 12:31 am (UTC)
From: [identity profile] rahaeli.livejournal.com
Yeah, I was afraid that might be the case from some of the things that were said in comments :(

The other thing I can think of is -- since there are two of you and you do qualify as a small business -- checking in with a small-business benefits provider (the one my last employer used to work with was ADP) and seeing what their rates are like. You don't need to tell them that you're a home-based business or that you're married; just tell them that you don't need anybody to do payroll, you're just looking for a group health plan administrator. Their rates are often much much better, since they generally provide group health for a lot of small companies, and therefore the cost is risk-managed across a much wider pool. I've never done that from an employer's end, though, so I don't know what it would cost.

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