Here's a fun game

[rolanni]

Go here: http://www.anthem.com/health-insurance/plans-and-benefits/health-insurance-plan/ME

Click the blue button on the upper right corner that says Compare Quote Apply Online

Cancel the pop-up demanding a password; you don't need a password for this.

Fill in the form: zipcode is 04901 county is Kennebec Your applicant is male or female born on some date that you find felicitous in 1952. Your spouse is male or female, natal day sometime in 1950. No children. Hit the orange button at the bottom of the form that says Get A Quote.

Note that the rates you will receive on the next page will change (i.e. Go UP) on June 30.

Take a look at the offerings. Play with the drop-down boxes. Have a ball.

Note that Anthem is THE health insurance provider for individual policies in the state of Maine, unless you count the semi-scam MEGAhealth. Dirigo Health Care (created by the former governor of Maine to provide...more affordable... health insurance to individual and small (as in one or two or ten person) businesses), is in the process of being dismantled by Mayor LePage, so is no longer an option -- not that it ever was much of an option, as byzantine as its payment system was.

Now! Who wants to take the side that the insurance industry isn't freaking outta control?

Comments

[(Anonymous)]

You are buying healthcare, not insurance. That makes it more expensive. Insurance in every other area does not pay for everything. My better half is in the business and he determined that a high deductible plan and a health savings account was the best solution for us. We had %5000 deductible, but having contributed to the HSA for a few years we have doubled the deductible and now pay a lot less for our insurance. We also check the prices on all of our prescription meds. Sometimes the Anthem price is the best and sometimes the discount card we use can save even more.

It does help that this is a group plan because pre-existing conditions are covered but the HSA can be used to pay for those. It can also be used to pay for dental and vision expenses.

He rarely does any business with anyone in Maine or New York, because many of the benefits that the states require just make the cost of the insurance too high. But healthcare costs a lot even if it National Healthcare. If you are not paying for it with an insurance premium, you a paying for it with taxes. Having lived in England, France and Canada we have been exposed to s few national health plans. The better plans allow for some private insurance that usually provide more choice as far as treatment and choide of healthcare professionals.